At Catholic Mutual Group our diverse coverage programs are crafted to provide unparalleled protection for every aspect of your life. We understand that one size does not fit all, and that's why our range of coverage programs is designed to cater to your individual needs and circumstances. Explore the tailored solutions we offer to secure your future and provide you with the peace of mind you deserve.
Our Promise
We take our promise to be there for our members in times of need, and in-between times, very seriously. We are a trusted partner because we have actual, proven solutions in place and ready to go to manage the property and liability exposures of the Church.
Unlike our competitors, almost all of Catholic Mutual’s ERM services, with the exception of a few services such as onsite inspections and Safe Environment Solutions, are part of our risk management program and included in your coverage at no additional charge.
Our Risk Management Leadership Committee also sets us apart. Established in 2008, this dedicated group of diocesan members meets twice yearly to discuss the exposures they are encountering within their dioceses. By constantly monitoring and analyzing the exposures of the Church, we are able to innovate new programs that reflect our members’ evolving needs.
Our Coverages
Property
(includes but not limited to)- Building and Contents
- Builders Risk
- Boiler and Machinery
- Earthquake/Flood
- Electronic Data Processing
- Fine Arts/Stained Glass
- Loss of Income/Tuition/Rents/Extra Expense
- Mobile Equipment
- Ordinance or Law
- Personal Property for Priests and Religious
- Crime
Liability
(includes but not limited to)- General Liability (BI, PD, AI, PI)
- Cemetery Errors and Omissions
- Counseling Errors and Omissions
- Directors and Officers
- Employee Benefits Errors and Omissions
- Employment Practices
- Fire Legal
- Liquor Liability
- Personal Injury
- Sexual Misconduct
- Incidental Medical Malpractice
Available through our affiliate CMG Agency
(includes but not limited to)- Auto
- Worker’s Compensation
- Bonds
- Student Accident
- Volunteer Workers Accident Coverage
- Third-party Special Events
- Employee Benefits Consulting/Placement (All Lines)
Need more information regarding our offerings?
Contact our onboarding teamOur Services
Claims Administration
Claims can be reported by your locations or a central office via phone, email, fax, or online through our website.
Our members can be as involved or uninvolved in the claim process as they want to be.
Catholic Mutual provides a “claim portal” where members can access claim history, current claim reports or status, and retention summaries.
Catholic Mutual provides a dedicated Sexual Misconduct “claims team” with extensive experience in the challenges of today’s legal environment.
Catholic Mutual can assemble a disaster claim team when catastrophic events affect many locations at once.
Catholic Mutual, with approval, will allow new members to retain existing vendor/legal/service relationships upon request.
Risk Management
Risk management is an essential part of any coverage program to effectively manage the property and liability exposures of the Catholic Church. Because of this, Catholic Mutual offers a comprehensive choice of risk management services to its members, including the following:
CMG Connect – As the largest provider for the Catholic Church, Catholic Mutual is able to match training and resources to current trends. Our learning management platform, CMG Connect, houses all of our training videos and best practice resources. This dynamic training platform can be customized to provide specific training requirements based on your needs. The platform has tracking capabilities to ensure training compliance. Over 380,000 users have taken advantage of our online training platform.
Safe Environment Program – Catholic Mutual offers an excellent Safe Environment Program on our CMG Connect platform at no cost to our members. This program meets all the requirements of the Bishop's Charter. It comes complete with online training, electronic policy acknowledgement, data tracking capabilities for USCCB reporting, and integrated background checks with our preferred provider.
Location Level Resources – Over 100 arch/dioceses participate in an onsite inspection program, with over 6,500 onsite inspections conducted each year by Catholic Mutual's staff. Our risk management staff is also available to assist with contract review, policy development and implementation, best practice guidelines and safety seminars to only name a few. Whatever your risk mangement needs, Catholic Mutual wants to assist you through our CARES (Comprehensive, Attentive, Responsive, Effective, Service) program.
Member Services
Catholic Mutual Group members have a dedicated account manager to assist them with all day-to-day services related to their program including:
- Coverage Questions and Issues
- Certificates of Coverage
- Endorsements
- Annual Renewals
- Billing
- Special Projects
Our Employee Benefit Buying Alliance
Employee Benefit Buying Alliance
CMG Agency, Inc. and the Employee Benefit Buying Alliance provide professional brokerage services in the placement of the following coverages:
- Health (Self-funded and Fully Insured)
- Dental
- Rx Carve-out
- Group Life
- Accidental Death and Dismemberment
- Short-term Disability
- Long-term Disability
- Supplemental and Dependent Life and Voluntary Products
- Vision
Advantages of Participating in the Employee Benefit Buying Alliance (EBBA)
Lower Commissions/Fees: CMG Agency commissions/fees are typically significantly lower than those of comparable brokers/consultants.
Experienced Management and Staff: All members of our staff either have a professional designation or are pursuing one. In addition, we have four licensed consultants available at any time.
Opportunity to Share Data: As in the case of some of the comparisons of the data that we have compiled in our growing database, we hope to be a catalyst in assisting our clients to share helpful information between dioceses without compromising the privacy of any without prior approval.
Never a One Size Fits All Approach: Although our experience with Catholic entities is second to none, we recognize that each still may have its own requirements and nuances. As such, all benefit plans are unique and clients are welcome to purchase any one or all of the coverage lines that we access through the EBBA (Employee Benefit Buying Alliance).
Significant Savings: Due to the interest that has been generated since its inception in 1999, the Employee Benefit Buying Alliance has saved participating members over a half billion dollars on all coverage lines.
OUR DIFFERENCE
Dr. Gene Aug,
Diocese of Springfield-Cape Girardeau
In one tragic moment on May 22, 2011, St. Mary's Parish in Joplin, MO., found itself completely without a church, Catholic school,
rectory, offices, parish hall and St. Vincent de Paul House, as a result of an F-5 tornado. The parish and diocese were distressed
about how to proceed in the near and distant future. The staff from Catholic Mutual Group guided us through temporary housing and
operations. Their reaction both on-site and off-site was immediate and compassionate, and they handled our claim process personally
and efficiently. In summary, their professional efforts far exceeded my expectations.
Larry Dose,
Diocese of Winona-Rochester
Because Catholic Mutual's focus is purely to serve the Catholic Church, it's been like a partnership for both of us, both culturally
and mission-driven, which is something that we hadn't experienced before.
Dave Adams,
Diocese of Santa Rosa
On the night of October 8th, 2017 the Tubbs Fire started in Calistoga, CA and burned
through the night doing massive destruction over 18 miles into Santa Rosa.
Multiple buildings were destroyed at Cardinal Newman High School and
St. Rose Elementary. The staff from Catholic Mutual came on site as soon as the
area was cleared by emergency officials. They took charge of the situation and
in partnership with school administration, both schools were back in session at
temporary facilities in January. Catholic Mutual’s experience, professionalism
and support on mitigating the impact of this loss far exceeded my expectations.
Deacon John J. McKenna, K.H.S., SPHR,
Archdiocese of Newark
Prior to joining Catholic Mutual in 2006, we seemed to be on the unending treadmill of escalating benefits costs. Each renewal year
we would raise deductibles and/or reduce benefits on our fully insured plans in order to keep our renewal increase tolerable. In the
Catholic Mutual Group, we have a partner who specializes in meeting the insurance needs of diocesan and other church plans. They
facilitated the transfer of our administration and billing after our former administrator resigned the account with short notice.
They negotiated the transfer of our prescription coverage and group life plans, resulting in more favorable terms for our plan. As
the coalition continues to grow, we enjoyed deeper discounts on our prescription drug plan.
Sr. Ellen Hunter,
Sisters of Social Service
We the Sisters of Social Service have been very happy to have a company who responds to us in a timely manner with a personal voice.
Catholic Mutual has been a part of us for many good years of service.